Identity & KYC
Know your customer, without the paperwork.
Verify identity documents, screen against sanctions lists and keep personal data in the customer's own country — in the Sente app, or inside your product through the KYC API.
Document verification
Passports, national IDs, driver's licences, voter cards and residence permits, checked through identity providers such as Smile ID.
Sanctions screening
Every applicant is screened against the OFAC SDN and UN consolidated lists, with jurisdiction rules applied to where money is going.
Tiered accounts
Start customers on a light tier and raise their limits as they verify more — no all-or-nothing onboarding.
Data stays in-country
Personal data is tokenised in-region, in line with laws such as Kenya's Data Protection Act and Nigeria's NDPA, before anything reaches the shared ledger.
A review queue for edge cases
Anything a provider cannot decide goes to reviewers, with approve and reject decisions and turnaround metrics.
KYC API
Submit a verification with POST /v1/kyc/verifications and read the result. Sandbox keys work straight away.
How it works
Step by step.
- 1The customer photographs their ID document.
- 2An identity provider verifies the document.
- 3Sente screens the person against sanctions lists.
- 4They are approved at the right tier, or sent to review.
Built for
- Wallets and fintechs
- Banks
- Lenders and MFIs
- Marketplaces
- Agent networks