Money that moves across Africa
Sente powers cross-border transfers, bill payments, and merchant checkout on a single, provably-correct, double-entry ledger. Lock your FX rate, send instantly, reconcile in seconds.
Built for African money
Not a generic payments API with Africa as an afterthought. Every feature is designed for the rails, currencies, and regulations that matter here.
Countries we support
More corridors go live every quarter. Here's where you can send and receive today.
One platform, every payment rail
Whether your customers pay with mobile money, a card, or a bank transfer — Sente normalizes it into one unified ledger.
One QR code or deep link accepts mobile money, cards, and bank transfers — settled to your account in near real-time.
Send money between African countries with locked FX rates and full auditability — no correspondent banking delays.
Airtime, data bundles, and utility bills — integrated through provider adapters that plug in without touching the ledger core.
Trusted by teams across Africa
“Sente cut our cross-border settlement time from 3 days to under 5 minutes. It changed how we do business.”
Amina O.
CFO, Nairobi-based fintech
“We integrated Sente checkout in a weekend. Our customers now pay with mobile money, cards, or bank transfer — all through one QR code.”
Chidi E.
Founder, Lagos marketplace
“The locked FX rates alone saved us 2% on every transaction. That's real money at our volume.”
Kwame A.
Operations lead, Accra
Ready to move money?
Tell us about your use case and we'll get you set up with a sandbox account.